Hoover Creditors’ Rights Attorney

According to Forbes, 80 percent of businesses fail in the first 18 months because of one of five reasons. One of those reasons is not being able to achieve a steady, sufficient revenue stream. This crucial ability is not met by even large, seemingly successful businesses and corporations, which inevitably leads to their demise. The same can be said of any business that does not succeed in creating a revenue stream, including banks and creditors. If your payments have stopped from debtors who still owe you, your entire business is at stake, contact our Hoover creditors’ rights attorneys today.

The Fair Debt Collection Practices Act

When applicable, we work within the boundaries of the Fair Debt Collection Practices Act, which seeks to protect consumers from aggressive debt collectors. According to the Act, “There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy.” However, you have certain rights as well that must be aggressively upheld. In addition, the Act states its purpose as to not only eliminate abusive debt collection practices, but also to ensure that “those debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged.” Our Hoover creditors’ rights attorneys comply fully with the law so that you are able to collect as soon as possible.

The Recovery Process

The Hoover law firm of Cloud Willis & Ellis, LLC, provides legal assistance to our creditor clients in all of the following aspects of recovery:

  • Post-eviction collections;
  • Pre-eviction collections;
  • Garnishment or execution;
  • Trial;
  • Service of process;
  • Domestication of foreign judgments;
  • Letters of demand and acceleration; and
  • Identification of assets.

We understand that the financial well being of our clients depends, on a large extent, on the timeliness with which a collection is attained. Our attorneys work with this sense of urgency in order to reach a positive conclusion for our clients as swiftly as possible. Our law firm makes use of collection management systems in order to aggressively serve the needs of our clients.

We are Licensed to Collect in More Than 40 States

Our firm practices in all of the courts within Alabama and Georgia and has represented clients in retail, governmental, and commercial collections. Our team is made of FDCPA-certified collectors licensed and capable of collecting in over 40 different states. We provide assistance in all of the following types of collections:

  • Commercial collections;
  • Retail collections, including purchased accounts;
  • Governmental collections;
  • Collections for professionals, including attorneys and law firms;
  • Medical collections;
  • Transportation claims;
  • Insurance premium claims;
  • Real estate collections (evictions, post eviction collections and foreclosures);
  • Bankruptcy claims;
  • FDCPA defense;
  • Probate claims;
  • Judgment and judgment enforcement matters, including Sister-State Judgments; and domestication of foreign judgments.

Call a Hoover Creditors’ Rights Attorney Today

Do not let a faulty creditor ruin your business; contact an attorney immediately to protect yourself, your business, and your employees’ jobs. At Cloud Willis & Ellis, LLC, we enforce your right to receiving what you are owed from both secured and unsecured loans. Contact us today to discuss your issues with one of or experienced Hoover creditors’ rights attorneys today. Call us at 205-322-6060.